{"id":8056,"date":"2025-02-27T10:00:16","date_gmt":"2025-02-27T02:00:16","guid":{"rendered":"https:\/\/naipnews.naipo.com\/?p=8056"},"modified":"2025-02-27T09:09:59","modified_gmt":"2025-02-27T01:09:59","slug":"2024%e5%b9%b4%e5%85%a8%e7%90%83%e4%bf%9d%e9%99%a9%e7%a7%91%e6%8a%80%ef%bc%88insurtech%ef%bc%89%e5%88%9b%e6%8a%95%e5%b8%82%e5%9c%ba%ef%bc%9a%e6%8c%91%e6%88%98%e4%b8%8e%e6%9c%ba%e9%81%87%e5%b9%b6","status":"publish","type":"post","link":"https:\/\/naipnews.naipo.com\/zh-hans\/8056\/","title":{"rendered":"2024\u5e74\u5168\u7403\u4fdd\u9669\u79d1\u6280\uff08Insurtech\uff09\u521b\u6295\u5e02\u573a\uff1a\u6311\u6218\u4e0e\u673a\u9047\u5e76\u5b58"},"content":{"rendered":"<blockquote><p>\u8fd1\u5e74\u6765\uff0c\u4fdd\u9669\u79d1\u6280\uff08Insurtech\uff09\u884c\u4e1a\u7ecf\u5386\u4e86\u4e00\u8f6e\u5feb\u901f\u53d1\u5c55\uff0c\u4f462024\u5e74\u5374\u8fce\u6765\u4e86\u660e\u663e\u7684\u5e02\u573a\u8c03\u6574\u3002\u6839\u636eCB Insights\u7684\u6700\u65b0\u62a5\u544a\uff0c\u5168\u7403\u4fdd\u9669\u79d1\u6280\u5e02\u573a\u7684\u6295\u8d44\u4ea4\u6613\u6d3b\u52a8\u964d\u81f32016\u5e74\u4ee5\u6765\u7684\u6700\u4f4e\u70b9\uff0c\u663e\u793a\u51fa\u8d44\u672c\u5e02\u573a\u5bf9\u8be5\u9886\u57df\u7684\u6295\u8d44\u8d8b\u4e8e\u8c28\u614e\u3002\u5c3d\u7ba1\u4ea4\u6613\u91cf\u4e0b\u6ed1\uff0c\u90e8\u5206\u9886\u57df\u4ecd\u663e\u793a\u51fa\u5f3a\u52b2\u7684\u589e\u957f\u52a8\u80fd\uff0c\u5c24\u5176\u662f\u5728\u4eba\u5de5\u667a\u80fd\uff08AI\uff09\u5e94\u7528\u3001\u6570\u636e\u5206\u6790\u548c\u65e9\u671f\u521b\u65b0\u4f01\u4e1a\u7684\u6295\u8d44\u65b9\u9762\u3002\u672c\u6587\u5c06\u85c9\u7531CB Insights\u7684\u300aState of Insurtech, Global | 2024 recap\u300b\u62a5\u544a (\u4e0b\u79f0\u300a\u62a5\u544a\u300b)\uff0c\u6df1\u5165\u63a2\u8ba82024\u5e74\u4fdd\u9669\u79d1\u6280\u5e02\u573a\u7684\u6574\u4f53\u8868\u73b0\u3001\u6295\u8d44\u8d8b\u52bf\u3001\u5730\u533a\u5dee\u5f02\u3001\u6280\u672f\u521b\u65b0\uff0c\u4ee5\u53ca\u672a\u6765\u7684\u53d1\u5c55\u65b9\u5411\u3002<\/p><\/blockquote>\n<figure id=\"attachment_3694\" aria-describedby=\"caption-attachment-3694\" style=\"width: 2560px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-3694 size-full\" src=\"http:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/01\/2438582639_68M-scaled.jpg\" alt=\"\" width=\"2560\" height=\"1706\" \/><figcaption id=\"caption-attachment-3694\" class=\"wp-caption-text\">\u56fe\u7247\u6765\u6e90 : shutterstock\u3001\u8fbe\u5fd7\u5f71\u50cf<\/figcaption><\/figure>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u76ee\u9304<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 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ez-toc-heading-2\" href=\"https:\/\/naipnews.naipo.com\/zh-hans\/8056\/#%E6%8A%95%E8%B5%84%E8%B6%8B%E5%8A%BF%EF%BC%9A%E6%97%A9%E6%9C%9F%E6%8A%95%E8%B5%84%E6%B4%BB%E8%B7%83%EF%BC%8C%E6%99%9A%E6%9C%9F%E6%8A%95%E8%B5%84%E8%B6%8B%E4%BA%8E%E4%BF%9D%E5%AE%88\" title=\"\u6295\u8d44\u8d8b\u52bf\uff1a\u65e9\u671f\u6295\u8d44\u6d3b\u8dc3\uff0c\u665a\u671f\u6295\u8d44\u8d8b\u4e8e\u4fdd\u5b88\">\u6295\u8d44\u8d8b\u52bf\uff1a\u65e9\u671f\u6295\u8d44\u6d3b\u8dc3\uff0c\u665a\u671f\u6295\u8d44\u8d8b\u4e8e\u4fdd\u5b88<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/naipnews.naipo.com\/zh-hans\/8056\/#%E5%8C%BA%E5%9F%9F%E5%B8%82%E5%9C%BA%E5%8F%98%E5%8C%96%EF%BC%9A%E7%A1%85%E8%B0%B7%E5%BD%B1%E5%93%8D%E5%8A%9B%E4%B8%8B%E9%99%8D%EF%BC%8C%E7%BA%BD%E7%BA%A6%E5%B4%9B%E8%B5%B7\" title=\"\u533a\u57df\u5e02\u573a\u53d8\u5316\uff1a\u7845\u8c37\u5f71\u54cd\u529b\u4e0b\u964d\uff0c\u7ebd\u7ea6\u5d1b\u8d77\">\u533a\u57df\u5e02\u573a\u53d8\u5316\uff1a\u7845\u8c37\u5f71\u54cd\u529b\u4e0b\u964d\uff0c\u7ebd\u7ea6\u5d1b\u8d77<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/naipnews.naipo.com\/zh-hans\/8056\/#%E9%A2%86%E5%85%88%E4%BC%81%E4%B8%9A%E4%B8%8E%E5%B8%82%E5%9C%BA%E5%B8%83%E5%B1%80\" title=\"\u9886\u5148\u4f01\u4e1a\u4e0e\u5e02\u573a\u5e03\u5c40\">\u9886\u5148\u4f01\u4e1a\u4e0e\u5e02\u573a\u5e03\u5c40<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E5%85%A8%E7%90%83%E4%BF%9D%E9%99%A9%E7%A7%91%E6%8A%80%E5%B8%82%E5%9C%BA%E6%A6%82%E5%86%B5%EF%BC%9A%E8%B5%84%E9%87%91%E6%B5%81%E5%8A%A8%E8%B6%8B%E4%BA%8E%E8%B0%A8%E6%85%8E\"><\/span><strong>\u5168\u7403\u4fdd\u9669\u79d1\u6280\u5e02\u573a\u6982\u51b5\uff1a\u8d44\u91d1\u6d41\u52a8\u8d8b\u4e8e\u8c28\u614e<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>2024\u5e74\uff0c\u5168\u7403\u4fdd\u9669\u79d1\u6280\u4ea7\u4e1a\u9762\u4e34\u8d44\u672c\u5e02\u573a\u7d27\u7f29\u7684\u6311\u6218\u3002\u6839\u636e\u300a\u62a5\u544a\u300b\uff0c\u5168\u7403\u4fdd\u9669\u79d1\u6280\u4ea4\u6613\u603b\u6570\u4e3a362\u7b14\uff0c\u8f832023\u5e74\u7684500\u7b14\u4e0b\u964d\u4e8628%\uff0c\u4e3a\u8fd18\u5e74\u6765\u6700\u4f4e\u6c34\u5e73\u3002\u6b64\u4e00\u8dcc\u5e45\u660e\u663e\u9ad8\u4e8e\u6574\u4f53\u98ce\u9669\u6295\u8d44\u5e02\u573a\u768419%\u964d\u5e45<strong>\uff0c<\/strong>\u663e\u793a\u51fa\u4fdd\u9669\u79d1\u6280\u884c\u4e1a\u53d7\u5230\u66f4\u5927\u7a0b\u5ea6\u7684\u5f71\u54cd\u3002\u7136\u800c\uff0c\u5c3d\u7ba1\u4ea4\u6613\u6570\u4e0b\u964d\uff0c2024\u5e74\u5168\u7403\u4fdd\u9669\u79d1\u6280\u878d\u8d44\u89c4\u6a21\u4ec5\u5fae\u5e45\u4e0b\u6ed1\uff0c\u4ece2023\u5e74\u768447\u4ebf\u7f8e\u5143\u7f29\u51cf\u81f345\u4ebf\u7f8e\u5143\uff0c\u663e\u793a\u51fa\u90e8\u5206\u6295\u8d44\u8005\u4ecd\u7136\u5bf9\u8be5\u9886\u57df\u7684\u957f\u671f\u6f5c\u529b\u4fdd\u6301\u4fe1\u5fc3\u3002<\/p>\n<p>\u5176\u4e2d\uff0c\u8d22\u4ea7\u4e0e\u610f\u5916\u4fdd\u9669\uff08Property and Casualty insurance, P&amp;C\uff09\u9886\u57df\u53d7\u5230\u7684\u5f71\u54cd\u5c24\u4e3a\u660e\u663e\u3002\u8be5\u5e02\u573a2024\u5e74\u7b2c\u56db\u5b63\u5ea6\u7684\u878d\u8d44\u603b\u989d\u4ec5\u4e3a4\u4ebf\u7f8e\u5143\uff0c\u521b\u4e0b7\u5e74\u6765\u6700\u4f4e\u5b63\u5ea6\u8bb0\u5f55\uff0c\u800c\u5168\u5e74\u878d\u8d44\u603b\u989d\u5219\u4e3a26\u4ebf\u7f8e\u5143\uff0c\u76f8\u6bd42023\u5e74\u6709\u660e\u663e\u4e0b\u964d\u3002\u6b64\u5916\uff0c\u968f\u7740\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u7684\u5e76\u8d2d\uff08M&amp;A\uff09\u6d3b\u52a8\u51cf\u5c11\uff0c2024\u5e74\u7684\u5e76\u8d2d\u4ea4\u6613\u6570\u91cf\u4ece2023\u5e74\u768457\u7b14\u51cf\u5c11\u81f335\u7b14\uff0c\u53cd\u6620\u51fa\u5e02\u573a\u6574\u5408\u8d8b\u52bf\u7684\u653e\u7f13\u3002<\/p>\n<figure id=\"attachment_7915\" aria-describedby=\"caption-attachment-7915\" style=\"width: 1286px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-7915 size-full\" src=\"http:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/02\/insurtech-1.jpg\" alt=\"\" width=\"1286\" height=\"737\" srcset=\"https:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/02\/insurtech-1.jpg 1286w, https:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/02\/insurtech-1-768x440.jpg 768w, https:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/02\/insurtech-1-1068x612.jpg 1068w\" sizes=\"auto, (max-width: 1286px) 100vw, 1286px\" \/><figcaption id=\"caption-attachment-7915\" class=\"wp-caption-text\">\u57161. \u5df2\u63ed\u9732\u7684\u5168\u7403\u8ca1\u7522\u4fdd\u96aa\u79d1\u6280\u80a1\u6b0a\u878d\u8cc7\u986f\u793a\uff0c2024\u5e74\u7b2c4\u5b63\u5ea6\u8ca1\u7522\u8207\u610f\u5916\u96aa\u4fdd\u96aa\u79d1\u6280\u6295\u8cc7\u91d1\u984d\u8dcc\u81f3 7 \u5e74\u4f86\u7684\u6700\u4f4e\u9ede\uff1b\u8cc7\u6599\u4f86\u6e90\uff1a State of Insurtech, Global | 2024 recap, CB Insights<\/figcaption><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"%E6%8A%95%E8%B5%84%E8%B6%8B%E5%8A%BF%EF%BC%9A%E6%97%A9%E6%9C%9F%E6%8A%95%E8%B5%84%E6%B4%BB%E8%B7%83%EF%BC%8C%E6%99%9A%E6%9C%9F%E6%8A%95%E8%B5%84%E8%B6%8B%E4%BA%8E%E4%BF%9D%E5%AE%88\"><\/span><strong>\u6295\u8d44\u8d8b\u52bf\uff1a\u65e9\u671f\u6295\u8d44\u6d3b\u8dc3\uff0c\u665a\u671f\u6295\u8d44\u8d8b\u4e8e\u4fdd\u5b88<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5c3d\u7ba1\u6574\u4f53\u5e02\u573a\u964d\u6e29\uff0c\u4f46\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c2024\u5e74\u65e9\u671f\u6295\u8d44\uff08Early-stage\uff09\u8868\u73b0\u4eae\u773c\u3002\u6839\u636e\u300a\u62a5\u544a\u300b\u6570\u636e\uff0c\u65e9\u671f\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u7684\u4e2d\u4f4d\u6570\u4ea4\u6613\u91d1\u989d\u8fbe\u52303.8\u767e\u4e07\u7f8e\u5143\uff0c\u8f832023\u5e74\u589e\u957f52%\uff0c\u521b\u4e0b\u5386\u53f2\u65b0\u9ad8\u3002\u8fd9\u663e\u793a\u51fa\u6295\u8d44\u8005\u5bf9\u521d\u521b\u4f01\u4e1a\u4ecd\u7136\u62b1\u6301\u4fe1\u5fc3\uff0c\u5c24\u5176\u662f\u5177\u6709\u521b\u65b0\u6280\u672f\u6216\u5e02\u573a\u6f5c\u529b\u7684\u516c\u53f8\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-7918 size-full\" src=\"http:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/02\/insurtech-2.jpg\" alt=\"\" width=\"1203\" height=\"733\" srcset=\"https:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/02\/insurtech-2.jpg 1203w, https:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/02\/insurtech-2-768x468.jpg 768w, https:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/02\/insurtech-2-1068x651.jpg 1068w\" sizes=\"auto, (max-width: 1203px) 100vw, 1203px\" \/>\u56fe2. 2024\u5e74\u65e9\u671f\u6295\u8d44\u7684\u4e2d\u4f4d\u6570\u4ea4\u6613\u91d1\u989d\u8fbe\u5230\u5386\u53f2\u65b0\u9ad83.8\u767e\u4e07\u7f8e\u5143\uff1b\u6570\u636e\u6e90\uff1a State of Insurtech, Global | 2024 recap, CB Insights<\/p>\n<p>\u7136\u800c\uff0c\u4e0e\u6b64\u540c\u65f6\uff0c\u665a\u671f\u6295\u8d44\uff08Late-stage\uff09\u5219\u5448\u73b0\u51fa\u660e\u663e\u7684\u4e0b\u6ed1\u8d8b\u52bf\u3002\u665a\u671f\u6295\u8d44\u7684\u5e73\u5747\u89c4\u6a21\u8f832023\u5e74\u7f29\u51cf19%\uff0c\u5e76\u4e14\u4e0e\u6b64\u76f8\u5bf9\u5e94\u7684\u662f\u4fdd\u9669\u79d1\u6280\u4f01\u4e1a\u7684\u9000\u51fa\u673a\u4f1a\u53d8\u5c11\uff0cIPO\u548cM&amp;A\u6d3b\u52a8\u5747\u8f83\u5f80\u5e74\u51cf\u5c11\u3002\u6b64\u5916\uff0c\u5e02\u573a\u4e2d\u53c2\u4e0e\u6295\u8d44\u7684\u6d3b\u8dc3\u6295\u8d44\u8005\u6570\u91cf\u6301\u7eed\u51cf\u5c11\uff0c2024\u5e74\u8fdb\u884c\u81f3\u5c112\u7b14\u4fdd\u9669\u79d1\u6280\u6295\u8d44\u7684\u673a\u6784\u4ec5113\u5bb6\uff0c\u76f8\u6bd42021\u5e74\u5cf0\u503c\u65f6\u7684406\u5bb6\uff0c\u51cf\u5e45\u8fbe72%\u3002<\/p>\n<p>\u503c\u5f97\u4e00\u63d0\u7684\u662f\uff0cAI\u4e0e\u6570\u636e\u5206\u6790\u6280\u672f\u4ecd\u7136\u662f\u6295\u8d44\u5e02\u573a\u7684\u5173\u952e\u9a71\u52a8\u529b\u30022024\u5e74P&amp;C\u9886\u57df\u7684\u6700\u5927\u6295\u8d44\u9879\u76ee\u4e4b\u4e00\u6765\u81ea\u4e8e\u4e13\u6ce8\u4e8e\u4eba\u5de5\u667a\u80fd\u7684Altana AI\u4e0eAkur8\uff0c\u663e\u793a\u6295\u8d44\u8005\u5bf9AI\u6280\u672f\u5728\u4fdd\u9669\u9886\u57df\u5e94\u7528\u7684\u9ad8\u5ea6\u5174\u8da3\u3002\u8fd9\u7c7b\u6280\u672f\u53ef\u4ee5\u5e2e\u52a9\u4fdd\u9669\u516c\u53f8\u63d0\u5347\u98ce\u9669\u8bc4\u4f30\u80fd\u529b\u3001\u964d\u4f4e\u8bc8\u6b3a\u98ce\u9669\uff0c\u5e76\u4e14\u6539\u5584\u5ba2\u6237\u4f53\u9a8c\uff0c\u56e0\u6b64\u9884\u8ba1\u672a\u6765\u4ecd\u5c06\u662f\u8d44\u672c\u5e02\u573a\u5173\u6ce8\u7684\u91cd\u70b9\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E5%8C%BA%E5%9F%9F%E5%B8%82%E5%9C%BA%E5%8F%98%E5%8C%96%EF%BC%9A%E7%A1%85%E8%B0%B7%E5%BD%B1%E5%93%8D%E5%8A%9B%E4%B8%8B%E9%99%8D%EF%BC%8C%E7%BA%BD%E7%BA%A6%E5%B4%9B%E8%B5%B7\"><\/span><strong>\u533a\u57df\u5e02\u573a\u53d8\u5316\uff1a\u7845\u8c37\u5f71\u54cd\u529b\u4e0b\u964d\uff0c\u7ebd\u7ea6\u5d1b\u8d77<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u4fdd\u9669\u79d1\u6280\u5e02\u573a\u7684\u5730\u7406\u5206\u5e03\u57282024\u5e74\u4e5f\u53d1\u751f\u4e86\u663e\u8457\u53d8\u5316\u3002\u5176\u4e2d\uff0c\u7845\u8c37\u7684\u5e02\u573a\u4efd\u989d\u5927\u5e45\u7f29\u6c34\uff0c\u5176\u5728\u5168\u7403\u4fdd\u9669\u79d1\u6280\u878d\u8d44\u4e2d\u7684\u5360\u6bd4\u4ece2023\u5e74\u768420%\u964d\u81f310%\u3002\u8fd9\u4e00\u53d8\u5316\u53ef\u80fd\u4e0e\u7845\u8c37\u66f4\u4e13\u6ce8\u4e8eAI\u3001\u4e91\u8ba1\u7b97\u7b49\u65b0\u5174\u9886\u57df\u6709\u5173\uff0c\u4f7f\u5176\u5728\u4f20\u7edf\u91d1\u878d\u79d1\u6280\u4e0e\u4fdd\u9669\u79d1\u6280\u7684\u5f71\u54cd\u529b\u4e0b\u964d\u3002\u4e0e\u6b64\u540c\u65f6\uff0c\u7ebd\u7ea6\u5219\u6210\u4e3a\u65b0\u7684\u6295\u8d44\u70ed\u70b9\uff0c\u5e02\u573a\u4efd\u989d\u63d0\u5347\u81f3<strong>15%<\/strong>\uff0c\u8d85\u8fc7\u7845\u8c37\u3002<\/p>\n<p>\u6b64\u5916\uff0c\u5176\u4ed6\u4e3b\u8981\u5e02\u573a\u7684\u8868\u73b0\u5982\u4e0b\uff1a<\/p>\n<ul>\n<li>\u7f8e\u56fd\u4ecd\u7136\u662f\u5168\u7403\u6700\u5927\u7684\u4fdd\u9669\u79d1\u6280\u5e02\u573a\uff0c2024\u5e74\u5171\u5438\u5f1525\u4ebf\u7f8e\u5143\u7684\u6295\u8d44\uff0c\u4ea4\u6613\u6570\u8fbe187\u7b14\u3002\u7136\u800c\uff0c\u76f8\u6bd42023\u5e74\uff08\u4ea4\u6613265\u7b14\uff09\uff0c\u4e0b\u964d\u5e45\u5ea6\u7ea629%\u3002<\/li>\n<li>\u6b27\u6d32\u5e02\u573a\u76f8\u5bf9\u7a33\u5b9a\uff0c2024\u5e74\u5171\u8fdb\u884c95\u7b14\u4ea4\u6613\uff0c\u603b\u878d\u8d44\u89c4\u6a21\u4e3a13\u4ebf\u7f8e\u5143\uff0c\u7565\u9ad8\u4e8e2023\u5e74\u768410\u4ebf\u7f8e\u5143\u3002<\/li>\n<li>\u4e9a\u6d32\u5e02\u573a\u5219\u8868\u73b0\u75b2\u5f31\uff0c\u7b2c\u56db\u5b63\u5ea6\u7684\u6295\u8d44\u91d1\u989d\u4ec59700\u4e07\u7f8e\u5143\uff0c\u53cd\u6620\u51fa\u8be5\u5730\u533a\u8d44\u672c\u5e02\u573a\u5bf9\u4fdd\u9669\u79d1\u6280\u7684\u5174\u8da3\u51cf\u5c11\u3002<\/li>\n<li>\u62c9\u7f8e\u4e0e\u975e\u6d32\u5e02\u573a\u6295\u8d44\u89c4\u6a21\u8f83\u5c0f\uff0c\u5206\u522b\u83b7\u5f971500\u4e07\u7f8e\u5143\u548c200\u4e07\u7f8e\u5143\u7684\u8d44\u91d1\u3002<\/li>\n<\/ul>\n<figure id=\"attachment_7922\" aria-describedby=\"caption-attachment-7922\" style=\"width: 1322px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-7922 size-full\" src=\"http:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/02\/insurtech-3.jpg\" alt=\"\" width=\"1322\" height=\"703\" srcset=\"https:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/02\/insurtech-3.jpg 1322w, https:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/02\/insurtech-3-300x160.jpg 300w, https:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/02\/insurtech-3-1024x545.jpg 1024w, https:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/02\/insurtech-3-768x408.jpg 768w, https:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/02\/insurtech-3-790x420.jpg 790w, https:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/02\/insurtech-3-696x370.jpg 696w, https:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/02\/insurtech-3-1068x568.jpg 1068w\" sizes=\"auto, (max-width: 1322px) 100vw, 1322px\" \/><figcaption id=\"caption-attachment-7922\" class=\"wp-caption-text\">\u56fe3. 2024\u5e74\u7b2c4\u5b63\u5168\u7403\u533a\u57df\u5e02\u573a\u6295\u8d44\u53ca\u4ea4\u6613\u72b6\u51b5\uff1b\u6570\u636e\u6e90\uff1a State of Insurtech, Global | 2024 recap, CB Insights \u9886\u5148\u4f01\u4e1a\u4e0e\u5e02\u573a\u5e03\u5c40<\/figcaption><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"%E9%A2%86%E5%85%88%E4%BC%81%E4%B8%9A%E4%B8%8E%E5%B8%82%E5%9C%BA%E5%B8%83%E5%B1%80\"><\/span><strong>\u9886\u5148\u4f01\u4e1a\u4e0e\u5e02\u573a\u5e03\u5c40<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5c3d\u7ba1\u5e02\u573a\u603b\u4f53\u8d8b\u4e8e\u4fdd\u5b88\uff0c\u4f46\u90e8\u5206\u4f01\u4e1a\u4ecd\u7136\u57282024\u5e74\u83b7\u5f97\u5927\u89c4\u6a21\u878d\u8d44\u3002\u5176\u4e2d\uff0c\u6700\u5927\u4e00\u7b14\u6295\u8d44\u6765\u81ea\u4e8e\u5370\u5ea6\u7684SarvaGram\uff0c\u8be5\u516c\u53f8\u6210\u529f\u83b7\u5f976700\u4e07\u7f8e\u5143D\u8f6e\u878d\u8d44\u3002\u5176\u4ed6\u503c\u5f97\u5173\u6ce8\u7684\u4f01\u4e1a\u5305\u62ec\uff1a<\/p>\n<ul>\n<li><strong>Players Health<\/strong><strong>\uff08\u7f8e\u56fd\uff09<\/strong>\uff1aC\u8f6e\u878d\u8d44<strong>6000<\/strong><strong>\u4e07\u7f8e\u5143<\/strong><\/li>\n<li><strong>Clearcover<\/strong><strong>\uff08\u7f8e\u56fd\uff09<\/strong>\uff1aE\u8f6e\u878d\u8d44<strong>4400<\/strong><strong>\u4e07\u7f8e\u5143<\/strong><\/li>\n<li><strong>Beam<\/strong><strong>\uff08\u7f8e\u56fd\uff09<\/strong>\uff1aF\u8f6e\u878d\u8d44<strong>4000<\/strong><strong>\u4e07\u7f8e\u5143<\/strong><\/li>\n<li><strong>Stand<\/strong><strong>\uff08\u7f8e\u56fd\uff09<\/strong>\uff1aC\u8f6e\u878d\u8d44<strong>3000<\/strong><strong>\u4e07\u7f8e\u5143<\/strong><\/li>\n<li><strong>Stoik<\/strong><strong>\uff08\u6cd5\u56fd\uff09<\/strong>\uff1aB\u8f6e\u878d\u8d44<strong>2700<\/strong><strong>\u4e07\u7f8e\u5143<\/strong><\/li>\n<\/ul>\n<p>\u6b64\u5916\uff0c2024\u5e74\u5e76\u6ca1\u6709\u65b0\u589e\u65b0\u7684\u4fdd\u9669\u79d1\u6280\u72ec\u89d2\u517d\uff08\u4f30\u503c\u8d85\u8fc710\u4ebf\u7f8e\u5143\u7684\u516c\u53f8\uff09\uff0c\u76ee\u524d\u5168\u7403\u4fdd\u9669\u79d1\u6280\u72ec\u89d2\u517d\u603b\u6570\u4ecd\u7ef4\u6301\u572836\u5bb6\uff0c\u5176\u4e2d\u7f8e\u56fd\u62e5\u670923\u5bb6\uff0c\u6b27\u6d329\u5bb6\uff0c\u4e9a\u6d323\u5bb6\uff0c\u62c9\u7f8e1\u5bb6\u3002<\/p>\n<p>\u5168\u7403\u4fdd\u9669\u79d1\u6280\u5e02\u573a\u4e8e2024\u5e74\u7ecf\u5386\u4e86\u4e00\u8f6e\u8c03\u6574\uff0c\u4f46\u5e76\u4e0d\u610f\u5473\u7740\u884c\u4e1a\u5c06\u8fdb\u5165\u8870\u9000\u671f\uff0c\u53cd\u800c\u53ef\u80fd\u662f\u4e00\u4e2a<strong>\u5e02\u573a\u91cd\u7ec4\u7684\u8fc7\u7a0b<\/strong>\uff0c\u6295\u8d44\u8005\u7684\u7b56\u7565\u66f4\u8d8b\u5411\u4e8e\u805a\u7126\u4e8e\u65e9\u671f\u521b\u65b0\u3001\u6280\u672f\u9a71\u52a8\u578b\u4f01\u4e1a\uff0c\u5e76\u5bfb\u627e\u957f\u671f\u6210\u957f\u7684\u6f5c\u529b\u80a1\u3002<\/p>\n<p>\u300a\u62a5\u544a\u300b\u9884\u8ba1\u5728\u672a\u6765\u51e0\u5e74\u4f1a\u6709\u4ee5\u4e0b\u7684\u53d1\u5c55\u8d8b\u52bf\uff1a<\/p>\n<ul>\n<li><strong>AI<\/strong><strong>\u4e0e\u81ea\u52a8\u5316\u6280\u672f\u5c06\u6301\u7eed\u63a8\u52a8\u4fdd\u9669\u79d1\u6280\u53d1\u5c55<\/strong>\uff0c\u5c24\u5176\u662f\u5728\u98ce\u9669\u8bc4\u4f30\u3001\u8bc8\u6b3a\u4fa6\u6d4b\u548c\u667a\u80fd\u5ba2\u670d\u7b49\u9886\u57df\u3002<\/li>\n<li><strong>\u5e02\u573a\u5e76\u8d2d\u6d3b\u52a8\u53ef\u80fd\u4f1a\u589e\u52a0<\/strong>\uff0c\u5927\u578b\u4fdd\u9669\u516c\u53f8\u6216\u79d1\u6280\u4f01\u4e1a\u53ef\u80fd\u4f1a\u6536\u8d2d\u5c0f\u578b\u4fdd\u9669\u79d1\u6280\u516c\u53f8\uff0c\u4ee5\u83b7\u53d6\u65b0\u6280\u672f\u4e0e\u5e02\u573a\u5e03\u5c40\u3002<\/li>\n<li><strong>\u6295\u8d44\u8d8b\u52bf\u5c06\u66f4\u52a0\u96c6\u4e2d\u4e8e\u4e13\u7cbe\u578b\u516c\u53f8<\/strong>\uff0c\u4f8b\u5982\u4e13\u6ce8\u4e8e\u7279\u5b9a\u4fdd\u9669\u4ea7\u54c1\u3001\u6570\u636e\u5206\u6790\u6216\u65b0\u5174\u5e02\u573a\u7684\u4f01\u4e1a\u3002<\/li>\n<\/ul>\n<p>\u5c3d\u7ba1\u77ed\u671f\u5185\u4fdd\u9669\u79d1\u6280\u5e02\u573a\u4ecd\u7136\u9762\u4e34\u6311\u6218\uff0c\u4f46\u968f\u7740\u8d44\u672c\u5e02\u573a\u7684\u9010\u6b65\u56de\u7a33\u3001\u6280\u672f\u521b\u65b0\u7684\u6df1\u5316\uff0c\u4ee5\u53ca\u5e02\u573a\u9700\u6c42\u7684\u53d8\u5316\uff0c\u672a\u6765\u51e0\u5e74\u5185\u8be5\u4ea7\u4e1a\u4ecd\u6709\u671b\u8fce\u6765\u65b0\u4e00\u8f6e\u7684\u53d1\u5c55\u9ad8\u6f6e\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5950 size-full\" src=\"http:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/02\/author.jpg\" alt=\"\" width=\"1035\" height=\"270\" srcset=\"https:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/02\/author.jpg 1035w, https:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/02\/author-300x78.jpg 300w, https:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/02\/author-1024x267.jpg 1024w, https:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/02\/author-768x200.jpg 768w, https:\/\/naipnews.naipo.com\/wp-content\/uploads\/2025\/02\/author-696x182.jpg 696w\" sizes=\"auto, (max-width: 1035px) 100vw, 1035px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u8fd1\u5e74\u6765\uff0c\u4fdd\u9669\u79d1\u6280\uff08Insurtech\uff09\u884c\u4e1a\u7ecf\u5386\u4e86\u4e00\u8f6e\u5feb\u901f\u53d1\u5c55\uff0c\u4f462024\u5e74\u5374\u8fce\u6765\u4e86\u660e\u663e\u7684\u5e02\u573a\u8c03\u6574\u3002\u6839\u636eCB I [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":3695,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[257,249,27,256],"tags":[649],"author_name1":[306],"class_list":{"0":"post-8056","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-257","8":"category-249","9":"category-27","10":"category-256","11":"tag-649","12":"author_name1--zh-hans"},"_links":{"self":[{"href":"https:\/\/naipnews.naipo.com\/zh-hans\/wp-json\/wp\/v2\/posts\/8056","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/naipnews.naipo.com\/zh-hans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/naipnews.naipo.com\/zh-hans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/naipnews.naipo.com\/zh-hans\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/naipnews.naipo.com\/zh-hans\/wp-json\/wp\/v2\/comments?post=8056"}],"version-history":[{"count":0,"href":"https:\/\/naipnews.naipo.com\/zh-hans\/wp-json\/wp\/v2\/posts\/8056\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/naipnews.naipo.com\/zh-hans\/wp-json\/wp\/v2\/media\/3695"}],"wp:attachment":[{"href":"https:\/\/naipnews.naipo.com\/zh-hans\/wp-json\/wp\/v2\/media?parent=8056"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/naipnews.naipo.com\/zh-hans\/wp-json\/wp\/v2\/categories?post=8056"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/naipnews.naipo.com\/zh-hans\/wp-json\/wp\/v2\/tags?post=8056"},{"taxonomy":"author_name1","embeddable":true,"href":"https:\/\/naipnews.naipo.com\/zh-hans\/wp-json\/wp\/v2\/author_name1?post=8056"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}